:root {
  --ink: #0f1115;
  --ink-2: #3a3f47;
  --ink-3: #6b7178;
  --line: #e3e6ea;
  --bg: #ffffff;
  --bg-2: #f6f7f9;
  --acc: #1f5eff;
  --acc-ink: #ffffff;
  --radius: 14px;
  --max: 1080px;
  --font: ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

* { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--font);
  font-size: 17px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a { color: inherit; }

.wrap {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px;
}

/* header */
header {
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  background: rgba(255, 255, 255, .92);
  backdrop-filter: saturate(1.2) blur(8px);
  z-index: 10;
}

.nav {
  display: flex;
  align-items: center;
  gap: 28px;
  min-height: 64px;
}

.brand {
  font-weight: 700;
  letter-spacing: -.02em;
  font-size: 19px;
  text-decoration: none;
  margin-right: auto;
}

.brand span { color: var(--acc); }

.nav a.navlink {
  color: var(--ink-3);
  text-decoration: none;
  font-size: 15px;
}

.nav a.navlink:hover { color: var(--ink); }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 46px;
  padding: 0 22px;
  border-radius: 999px;
  border: 1px solid transparent;
  font-weight: 600;
  font-size: 16px;
  text-decoration: none;
  cursor: pointer;
  transition: transform .12s ease, background .15s ease, border-color .15s ease;
}

.btn:active { transform: translateY(1px); }

.btn-primary { background: var(--acc); color: var(--acc-ink); }
.btn-primary:hover { background: #1a4fd8; }

.btn-ghost { border-color: var(--line); color: var(--ink); background: #fff; }
.btn-ghost:hover { border-color: #c8ced6; }

.btn-sm { min-height: 38px; padding: 0 16px; font-size: 14px; }

/* hero */
.hero { padding: 84px 0 72px; }

.eyebrow {
  font-size: 13px;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--ink-3);
  margin: 0 0 18px;
}

h1 {
  font-size: clamp(34px, 6vw, 58px);
  line-height: 1.06;
  letter-spacing: -.03em;
  margin: 0 0 22px;
  max-width: 17ch;
}

.lead {
  font-size: clamp(17px, 2.2vw, 20px);
  color: var(--ink-2);
  max-width: 56ch;
  margin: 0 0 34px;
}

.actions { display: flex; flex-wrap: wrap; gap: 12px; }

.fineprint {
  margin-top: 18px;
  font-size: 14px;
  color: var(--ink-3);
}

/* sections */
section { padding: 64px 0; border-top: 1px solid var(--line); }

h2 {
  font-size: clamp(24px, 3.4vw, 34px);
  line-height: 1.15;
  letter-spacing: -.02em;
  margin: 0 0 12px;
}

.sub { color: var(--ink-3); margin: 0 0 36px; max-width: 60ch; }

.grid { display: grid; gap: 18px; grid-template-columns: repeat(3, 1fr); }

.card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  background: var(--bg);
}

.card h3 { margin: 0 0 8px; font-size: 18px; letter-spacing: -.01em; }
.card p { margin: 0; color: var(--ink-2); font-size: 15.5px; }

.num {
  font-variant-numeric: tabular-nums;
  font-size: 13px;
  font-weight: 700;
  color: var(--acc);
  letter-spacing: .08em;
  margin-bottom: 14px;
  display: block;
}

/* steps */
.steps { counter-reset: s; display: grid; gap: 14px; }

.step {
  display: grid;
  grid-template-columns: 44px 1fr;
  gap: 16px;
  align-items: start;
  padding: 18px 0;
  border-top: 1px solid var(--line);
}

.step:first-child { border-top: 0; }

.step b {
  display: grid;
  place-items: center;
  width: 32px;
  height: 32px;
  border-radius: 9px;
  background: var(--bg-2);
  border: 1px solid var(--line);
  font-size: 14px;
}

.step h3 { margin: 4px 0 4px; font-size: 17px; }
.step p { margin: 0; color: var(--ink-2); font-size: 15.5px; }

/* split */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }

.list { margin: 0; padding: 0; list-style: none; }

.list li {
  padding: 12px 0 12px 28px;
  border-bottom: 1px solid var(--line);
  position: relative;
  color: var(--ink-2);
  font-size: 15.5px;
}

.list li:last-child { border-bottom: 0; }

.list li::before {
  content: "";
  position: absolute;
  left: 2px;
  top: 21px;
  width: 7px;
  height: 7px;
  border-radius: 2px;
  background: var(--acc);
}

.list.muted li::before { background: #c3c9d2; }

/* cta */
.cta {
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 40px;
  background: var(--bg-2);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.cta h2 { margin: 0 0 6px; }
.cta p { margin: 0; color: var(--ink-3); }

/* footer */
footer {
  border-top: 1px solid var(--line);
  padding: 36px 0 48px;
  color: var(--ink-3);
  font-size: 14px;
}

.foot {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  flex-wrap: wrap;
}

.foot a { color: var(--ink-2); text-decoration: none; }
.foot a:hover { color: var(--ink); }

/* institucional */
.prose { max-width: 68ch; }
.prose h2 { margin-top: 40px; }
.prose h2:first-child { margin-top: 0; }
.prose p { color: var(--ink-2); }

.kv {
  display: grid;
  grid-template-columns: 160px 1fr;
  gap: 8px 20px;
  border-top: 1px solid var(--line);
  padding-top: 20px;
  font-size: 15.5px;
}

.kv dt { color: var(--ink-3); }
.kv dd { margin: 0; }

@media (max-width: 820px) {
  .grid { grid-template-columns: 1fr; }
  .split { grid-template-columns: 1fr; }
  .hero { padding: 56px 0 48px; }
  section { padding: 48px 0; }
  .cta { padding: 26px; }
  .nav { gap: 16px; }
  .nav a.navlink { display: none; }
  .kv { grid-template-columns: 1fr; gap: 2px; }
  .kv dd { margin-bottom: 12px; }
}